Transactional Fees updated as of January 9, 2023
Fee Description | Fee |
Account Balancing Assistance | $25.00 per hour |
Account Printout Fee | FREE |
Account Research (half hour minimum) | $30.00 per hour |
Account Transfers | FREE |
ATM/Shared Branch Locator App | FREE |
ATM Transactions (Through Allpoint and CULIANCE ATM) ATM Transactions (outside network) | FREE $2.00 |
Cash Advance (on Debit Card) On HTFFFCU Credit Card Non-member cash advance up to $1000 | FREE see disclosure FREE |
Card - Debit (Some restrictions apply) | FREE |
Card - Debit & Credit Express Ship | $25.00 |
Card - Debit Card/Credit Card/ATM Card Replacement | $5.00 |
Card - Credit Card Payments (via online/mobile banking) | FREE |
Cashier's Check (payable to 3rd party) Cashier's Check (if 258 Club member) | $5.00 FREE (up to 5/month) |
Check Cashing | FREE |
Check Copies - 1 to 50 copies Check Copies - 51+ copies Check Copies (if 258 Club member) | $3.00 per copy $1.00 per copy FREE (up to 5/month |
Check Order - Deluxe Check Order - Deluxe - New Account First Order (Custom Firefighter Only) Check Order (if 258 Club member) | $15.71 FREE FREE (up to 4 boxes/year) |
Coin Counter Services | FREE or 5% of the amount if over $100 |
Collection Item | $20.00 |
Debit Card Overdraft | See fees here |
Dividend Bearing Checking (no minimum balance) | FREE |
Document Copy | $3.00 per item |
Early Withdrawal Penalty on Term Share Certificate | see disclosure |
First 120 Checks (Custom firefighter checks only) | FREE |
Garnishments/Levies | $50.00 + attorney fees |
Inactive Account (no activity for one year) (Doesn't apply to memberships with certificates) | $10.00 per month |
Incoming Wire Transfer | FREE |
IRA Closure | FREE |
List of Cleared Checks | FREE |
Lower My Payment Option | Program Fee $775.00 |
Medallion Stamp | FREE |
Membership Share (par value) | $5.00 |
Money Order (if 258 Club member) | $2.00($0.50) |
Non-Sufficient Funds per presentment/Overdraft Tolerance. An NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item (check or ACH debit). Each presentment against insufficient funds will result in a separate charge. | $28.00 |
Notary Services (members only) | FREE |
Outgoing Wire Transfer (Domestic Only) | $20.00 |
Overdraft Protection (automatic transfer from Savings or Line of Credit account providing funds are available) | First five (5) FREE, then $1.00 |
Overdraft Tolerance (For Checks, ACH and reoccurring Debit Card Transactions) | $28.00 |
Per Check Charge | FREE |
Phone Inquiries | FREE |
Phone Payments (with Debit or Credit Cards) | $10.00 |
Premium Checking | $4.95 per month |
Return Deposit Item - If drawee is 3rd party - If a drawee is a member | $5.00 $28.00 |
Return Mail/ Bad Address | $5.00 |
Savings Bond (redeem only) | FREE |
Statements (current copy) Statement (Mailed periodic statements) - 258 Club & Members 18 years of age and under exempt Statements Copies | FREE $1.00 $3.00 per item |
Temporary Checks (8) | $5.00 |
Telephone Inquiries | FREE |
Verification of deposit or mortgage | $10.00 |
eService Fees
Fee Description | Fee |
Account Alert Service (Through HTFFFCU Online) | FREE |
Bill Pay through HTFFFCU Online Next Business Day Rush Payment 2nd Business Day Check Rush Payment 2nd Business Day Electronic Rush Payment | FREE $19.95 $14.95 $4.95 |
Card Alerts | FREE |
eStatements | FREE |
HTFFFCU Mobile (Mobile Banking) | FREE |
HTFFFCU Online (Online Banking) | FREE |
Online Check Copies | FREE |
Online Check Ordering | FREE |
Online Loan Application | FREE |
P.A.T.T. (Personal Automated Telephone Teller) | FREE |
Safe Deposit Box Costs
To view information about our safe deposit boxes, click here.
Other Fees | |
Fee Description | Fees |
Consumer Loan Late Payments | If any payment is past due for a period of more than ten (10) days you will be charged a late fee of $29. |
Second Chance Checking Account | $20.00 per month and a reduced fee of $10.00 per month with direct deposit of $250.00 or more to that checking share. |
Real Estate Loan Late Payments | If any payment is past due for a period of time more than fifteen (15) days you will be charged a late fee of five percent (5%) of the monthly principal and interest payment. |
Credit Card Late Charge | $29.00 flat fee |
Credit Card Returned Payments | $28.00 |
Other Product Costs
Fee Description | Fee |
Guaranteed Auto Protection (GAP) | Personal vehicles & Commercial vehicles: $589 |