AT HTFFFCU we offer a range of vehicle loan options and additional services, including 90 Days No Payment option to make your buying experience as smooth as possible!
Current Promotion (April 1st, 2026 - April 30th 2026)
How to earn cashback!
• Loans $20,000 and under will receive $100 at the time of loan funding and loans $20,000.01 or more will receive $200 at the time of funding.
Eligible Vehicles
• The eligible vehicles consist of Cars, Pickup Trucks, and SUV's only!
¹APR=Annual Percentage Rate. Not all applicants will qualify for the lowest rate. FICO 9 credit score must be 700 or higher to qualify for lowest APR. Program, rates, terms, and conditions are subject to change without notice. Rates may vary depending on each consumer’s creditworthiness. Auto Loan Promotion is valid April 1st – April 30th, and applies to cars, pickup trucks, and SUVs only. Monthly payment example is $22.59 per each $1000 borrowed for up to 48 months at 4.00% APR. ²Autopay must be enabled at the time of funding to receive the .25% off the interest rate. Minimum loan amount $10,000. ³Loans $20,000 and under will receive $100 at the time of loan funding and loans $20,000.01 or more will receive $200 at the time of funding.
Check Auto Rates
Auto Loan Rates updated as of February 2, 2026
Includes: new and used vehicles such as cars, trucks, and SUVs.
| LOAN TYPE | TERM IN MONTHS | FIXED RATE APR* |
| 1 - 48 | 4.00% - 11.00% | |
| 49 - 84 | 4.50% - 11.50% |
For longer terms, please give us a call!
Other Vehicles Loan Rates updated as of February 2, 2026
Includes: boats, motorcycles, jet skis, campers, planes, travel trailers, and motor homes
| Loan Type | Term in Months | Fixed Rate APR* |
| Watercraft (boats, jet skis, boat trailers),motorcycles, ATVs, RVs (motor homes, travel trailers, campers),equipment (tractors) | 1-48 | 5.00% - 12.00% |
| 49-84 | 5.50% - 12.50% | |
| 85-180 | 9.50% - 16.75% |
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